In this in-depth review, we explore Mubite, a crypto-native proprietary trading firm operated by Mubite s.r.o. and registered in Prague, Czech Republic (IČO 23221551). Unlike traditional forex or futures prop firms, Mubite funds traders exclusively on cryptocurrency futures — over 700 USDT-margined perpetual markets through the Bybit and Cleo platforms with leverage up to 1:100.

Mubite offers three funding routes — Two-Step and One-Step evaluations plus an Instant Funding option that skips the challenge entirely — across account sizes from $1,250 up to $200,000, with scaling cited up to $1,000,000. Profit splits run from 70% to 90% depending on program and add-ons, payouts are made in crypto, and a “Buy One Get One” promotion includes a second same-size challenge free after your first payout.

Company Overview

• Country: Czech Republic (Prague)
• Founded: 2025
• Legal entity: Mubite s.r.o. (IČO 23221551)
• Broker: Not a broker; trades execute on Bybit (official partner / primary liquidity) and Cleo (Binance market data)
• Max Funding: $200,000 per account (up to $1M total allocation via scaling)
• Focus: Cryptocurrency futures only

Program Types

• Two-Step Evaluation (two phases, ~10% then ~5% targets, 80–90% split)
• One-Step Evaluation (single phase, ~10% target, 80–90% split)
• Instant Funding (no evaluation, 70–80% split, upgradeable)
• Account sizes from $1,250 to $200,000
• Profit splits up to 90% with add-on
• Platforms: Bybit, Cleo

Challenge Structure

Mubite offers three evaluation models, all trading crypto futures with no time limit on any program.

• Instant Funding: No evaluation and no profit target. Maximum drawdown ~10%, tightening to ~5% once the account reaches +5% profit. Minimum ~4 trading days. First payout 14 days after the first trade, then bi-weekly. Account sizes $1,250–$100,000.
• One-Step: Single-phase evaluation with a ~10% profit target, ~4% maximum daily loss and ~6% maximum loss (static). Minimum ~4 trading days. On-demand payouts once funded. Account sizes $5,000–$200,000.
• Two-Step: Two-phase evaluation with ~10% (Phase 1) and ~5% (Phase 2) targets, ~5% maximum daily loss and ~8% maximum loss (static). Minimum ~4 trading days. On-demand payouts once funded. Account sizes $5,000–$200,000.

All programs carry no time limit, and a Buy-One-Get-One promotion grants a second same-size challenge free after your first successful payout. Exact targets and limits vary by account size and add-ons — confirm at checkout.

Risk Rules

Maximum Daily Loss

Mubite applies a daily loss limit on its evaluation programs.

• One-Step: ~4% of account size.
• Two-Step: ~5% of account size.

Mubite’s Terms also reference a maximum 5% daily stop-loss on the initial balance and a maximum 3% risk per trade. Per-dollar amounts are not published per account size.

Maximum Overall Loss

Mubite applies an overall drawdown limit that varies by program.

• One-Step: ~6% of account size.
• Two-Step: ~8% of account size.
• Instant Funding: ~10%, tightening to ~5% once the account reaches +5% profit.

Drawdown is described as measured from the starting balance.

Drawdown Model

Mubite uses a static (balance-based) drawdown model rather than a trailing one.

• The maximum loss limit is set from the starting account balance and does not trail with equity.
• The exact basis (balance vs equity, intraday vs end-of-day) is not fully documented — confirm with support.

A static model means locked-in profits do not reduce your drawdown buffer, which benefits consistent traders.

3 Percent Rule

Mubite’s Terms specify a maximum 3% risk per trade and a maximum 10% stop-loss relative to the initial balance. There is no separate published “3% consistency” payout rule, but the per-trade risk cap is enforced.

Consistency Rules

Mubite markets itself as beginner-friendly, and independent reviews report no best-day consistency cap (no 30/40/50% rule) and no time limit on the challenge. This is not explicitly documented on the official site, so confirm that no consistency requirement applies to your program before purchasing.

Other Risk Rules

• Position size: maximum single position ~2× account balance; total combined exposure ~3× balance.
• Leverage: up to 1:100 on crypto, varies by program.
• Inactivity: accounts may be deactivated after ~30 days with no trading.
• Stop-loss: max 10% stop-loss on initial balance; max 3% risk per trade.

Trading Conditions

Assets

Crypto futures only — BTC, ETH and altcoin USDT perpetual futures, with 700+ markets available across Bybit (600+ pairs) and Cleo (360+ pairs). No forex, indices, metals or commodities.

Platforms

Bybit, Cleo

Leverage

Up to 1:100 on crypto, varying by program. As a crypto-only firm there are no separate forex/indices/metals tiers.

Commissions

Trades execute on Bybit and Cleo, so standard crypto-exchange taker/maker fees and perpetual funding rates apply. Mubite does not publish a separate per-trade commission schedule — costs are exchange-driven, so factor exchange fees and overnight funding into your strategy.

Spread Quality

Because trades execute against live crypto-exchange order books (Bybit; Cleo via Binance market data), spreads on major USDT perpetuals such as BTC and ETH are typically tight, while smaller altcoin perps can be wider and more volatile. Execution quality tracks the underlying exchange rather than a dealing desk.

Execution & Slippage

Orders fill against the connected exchange’s live order book, so slippage is market-driven — generally minimal on liquid majors and larger during high-volatility periods or on thin altcoin markets. Mubite does not publish a separate slippage guarantee.

Profit Split & Payouts

Profit Split

• Starting Split: 70% (Instant Funding) / 80% (One-Step, Two-Step)
• Maximum Split: 90% (with profit-split add-on)

Payout Frequency

• One-Step / Two-Step (funded): on-demand payouts once the account is approved.
• Instant Funding: first payout 14 days after the first trade, then bi-weekly.
• Reviewers note a per-request payout cap of around 5% of account size; KYC must be completed before any withdrawal.

Payout Processing

Mubite advertises fast crypto payouts, typically processed within 24 hours, with some funded traders reporting minutes to a few hours. Payouts are sent in cryptocurrency (USDT).

Payout Methods

Cryptocurrency (USDT)

Payment Methods

Credit/Debit Card, Cryptocurrency

Refund Policy

For One-Step and Two-Step programs, the challenge fee is refunded with your first payout. Instant Funding is non-refundable (you are purchasing a funded account). In general, a refund is available only within 7 days of registration if no trading has taken place; once trading begins, fees and resets are non-refundable.

Trading Rules & Restrictions

News Trading

Mubite’s FAQ lists news trading among restricted activities, although its marketing implies flexible API trading. Treat news trading as not permitted unless support confirms otherwise in writing for your account.

Weekend Holding

Weekend and overnight holding is allowed. Because crypto markets trade 24/7, positions can be carried over the weekend — be mindful of perpetual funding costs on held positions.

Copy Trading

Copy trading is not allowed. Mubite’s FAQ and Terms prohibit copy trading, mirroring, account rolling, group/coordinated trading, and third-party account management unless explicitly approved by the firm.

Expert Advisors (EAs)

Automated trading is restricted. Mubite’s marketing highlights Bybit API access, but its FAQ and Terms prohibit trading bots, high-frequency/latency strategies, and AI/algorithmic systems that create an “unfair advantage.” Manual API order entry is fine; automated bots are not permitted without approval.

Prohibited Strategies

Per Mubite’s Terms, prohibited strategies include all forms of arbitrage (latency, statistical, triangular, spatial, pairs), latency/gap exploitation, high-frequency and AI/bot trading, copy trading and mirroring, account rolling, group/coordinated trading, third-party account management, and exploiting price-feed delays. Violations can void payouts and accounts.

Martingale

Martingale-style position scaling is not explicitly banned, but it must stay within Mubite’s risk limits (max 3% risk per trade, max ~5% daily loss). Systematically escalating risk to recover losses can trigger a rule review.

Lot Size Limits

Position and exposure limits apply: maximum single position ~2× account balance and maximum total combined exposure ~3× balance, enforced on Bybit/Cleo via the connected account.

Account Management

Scaling Plan

Mubite offers scaling for consistent, rule-compliant traders. Reported terms grow the account by roughly 25% every ~90 days when about 10% profit is achieved while respecting all rules, with maximum allocation cited between $200,000 and $1,000,000 depending on program and performance.

Account Merge

Mubite does not advertise merging balances across accounts. Multiple accounts are permitted up to the firm’s allocation cap, but each is managed separately, and account rolling or mirroring between accounts is prohibited.

Maximum Accounts

Multiple accounts are allowed up to Mubite’s total allocation cap, cited up to $1,000,000 combined.

KYC Requirements

KYC is required before your first withdrawal. You can start trading on the connected Bybit/Cleo account without completing KYC, but identity verification (valid photo ID) must be passed before any payout is released. Verification typically takes around 48–72 hours.

Restricted Countries

Iran, North Korea, Myanmar, Russia, Belarus, plus any jurisdiction under applicable international sanctions.